Pinto Potts personal injury claims specialists are using their new blog to good effect, to generate unpaid traffic from search engines.
Payment Protection Insurance (or PPI) is failing many of those who need it most, adding to their debts instead of protecting them against hard times, a report from a national debt charity has leaked. Pinto Potts specialise in PPI Claims in the UK.
Payment Protection Insurance
They’ve given us some advice on PPI Claims to post on our blog;
Top tips on Payment Protection Insurance include:
- Decide whether you actually need this insurance. It’s costly and may well not be worth it.
- Check out the common exclusions to make sure that you and all your circumstances are covered
- Always read the small print and make sure it’s right for you. Check before signing any credit or car finance agreement that PPI is not included automatically – it should always be optional
- When taking out a loan or a credit card over the phone always listen carefully to what you are signing up to.
- Be aware that insurers can reject claims on the basis of age, self-employment, pre-existing medical conditions, mental health problems and disputes about medical conditions
- Always ask the insurance company for a copy of the payment protection policy, this is either the summary of cover or a certificate
- Check to see if your life assurance is a cheaper way of making sure that a loan will be repaid if you die. Your employer’s sick pay scheme may be enough to cover repayments should you become ill.
- Make sure you know who your insurer is and how to contact them in case you need to make a claim.
- Always check that the insurance will cover the whole debt
- If you think you have been the victim of mis-selling or find your claim is refused unreasonably, speak to a specialist. Pinto Potts Solicitors are experts in Payment Protection Insurance and will aim to achieve a full refund of the PPI premium, plus interest, claims are handled on a No Win, No Fee basis.
Need a PPI Solicitor? Contact Pinto Potts Solicitors – PPI Specialist!